What are digital investments?
Digital assets refer to investments that can be made and managed online. Investors can invest in various asset classes such as stocks, bonds, funds, cryptocurrencies and digital assets.
Why digital capital investments?
The world of capital investments is evolving, and digital capital investments are at the forefront of this transformation. By leveraging cutting-edge technology, companies and investors can benefit from greater efficiency, transparency, and global accessibility—all while reducing costs and administrative burdens.
How do digital investments work?
Digital capital investments work via online platforms. Investors open an online account, make investments, manage their portfolio and carry out transactions, all via a digital interface. For fixed-income products, investors receive interest and repayments, in some cases fully automatically. For equity investments, you can also sell the shares during the year if the product is traded on the secondary market.
For whom are digital investments suitable?
Digital investments are suitable for both private investors making smaller investments and professional investors. They gain access to a wide range of investment opportunities and benefit from the flexibility and transparency of digital asset management.
What are the advantages for investors?
Investor benefits include easy access and investment opportunities traditionally reserved for large investors, lower fees compared to traditional brokerage services, real-time portfolio monitoring and management. Digital investments offer the ability to invest, trade and divest from the convenience of on-the-go or at home, at any time. Disposals are possible on an integrated secondary market if the investment is listed there.
Why choose digital corporate investments?
The investment landscape is evolving, and digital corporate investments are revolutionizing how businesses raise capital and how investors access opportunities. Whether you're a company seeking funding or an investor looking for high-quality assets, digital investments offer a faster, more secure, and cost-effective alternative to traditional financing.
What are the advantages for companies?
For companies, digital capital investment offers expanded financing options and a legally secure, easy way to reach a wider audience of investors. They can raise capital faster and more efficiently and easily manage their funding, including any repayments.
How does Bitalo select projects?
Bitalo selects companies based on a screening process that includes cursory due diligence and basic plausibility checks. This includes review of business plans, financials, management quality, market opportunities and regulatory requirements. In the case of public financing, you will also only receive products that are permitted by the financial regulator.
How secure are digital investments?
As with all forms of investment, there can also be a risk with digital capital investments. In the case of projects that have high return potential but no full collateralization, Bitalo explicitly and emphatically points this out. Companies are encouraged to minimize risk for investors. In a rigorous selection process for companies and projects, we ensure that all information is available and presented in a transparent manner. A risk of loss cannot be completely excluded for selected products. We explicitly point this out so that investors can make a qualified selection when investing and comprehensively assess the opportunity/risk ratios.
Can I lose money?
Yes, there is a certain risk with all investments. The past has shown that even investments officially rated as “safe” harbor risks of loss, and banks in particular are not protected from a loss. By presenting all information transparently, we enable investors to make informed investment decisions. In contrast to purely traditional financial service providers, we enable investors to invest in companies and projects with a risk-reward ratio that is appropriate for them and provide comprehensive information about risks.
What does approved by Bundesanstalt für Finanzdienstleistungsaufsicht mean?
If a project is approved by the Bundesanstalt für Finanzdienstleistungsaufsicht, this means that the Federal Financial Supervisory Authority (BaFin) in Germany has formally approved the company's investment conditions. This is an important indicator of the professionalism and transparent preparation of the investor information of a company.
How does Bitalo check projects?
Bitalo checks various factors such as financial performance, management quality, business prospects, market opportunities, regulatory requirements and risks for plausibility before listing a project.
How can I get in touch with Bitalo?
Bitalo offers a dedicated customer service for all issues. You can reach the customer service by email, phone or formular.
